High-Yield Certificate

A High-Yield Certificate is one of the safest ways of investing your money, with no risk to your principle. You get a great, competitive return and can start out with as little as a $500 deposit.

And we’ll take you one step further: Our Step-Up Certificate is a flexible 24-month Share Certificate that allows you to take advantage of rising rates. Here’s how it works: Once during the 24-month term, you have the option of  “Stepping Up”  your interest rate to our current offering. For the remainder of your term you will receive the higher rate!

6 months 0.65% 0.65%
12 months 1.05% 1.05%
24 months 1.35% 1.34%
36 months 1.60% 1.59%
60 months 2.00% 1.99%
As of 09/29/2015

  • Rates subject to change without notice.
  • Minimum deposit $500.
  • Above date indicates when certificate rates were last changed.
  • Substantial penalties for early withdrawal.

Share Certificate Application
(Confirmation of Share Certificate)

Link to Calculators