High-Yield Certificate
A High-Yield Certificate is one of the safest ways of investing your money, with no risk to your principle. You get a great, competitive return and can start out with as little as a $500 deposit.
And we’ll take you one step further: Our Step-Up CD is a flexible 24-month Share Certificate that allows you to take advantage of rising rates. Here’s how it works: Once during the 24-month term, you have the option of “Stepping Up” your interest rate to our current offering. For the remainder of your term you will receive the higher rate!
| Term | APY | APR |
|---|---|---|
| 6 months | 0.55% | 0.55% |
| 12 months | 0.65% | 0.65% |
| 24 months | 0.95% | 0.95% |
| 36 months | 1.35% | 1.34% |
| 60 months | 2.10% | 2.08% |
| As of 02/26/2012 | ||
- Rates subject to change without notice.
- Minimum deposit $500.
- Above date indicates when certificate rates were last changed.
- Substantial penalties for early withdrawal.
Share Certificate Application
(Confirmation of Share Certificate)
Link to Calculators












