High-Yield Certificate

A High-Yield Certificate is one of the safest ways of investing your money, with no risk to your principle. You get a great, competitive return and can start out with as little as a $500 deposit.

And we’ll take you one step further: Our Step-Up Certificate is a flexible 24-month Share Certificate that allows you to take advantage of rising rates. Here’s how it works: Once during the 24-month term, you have the option of  “Stepping Up”  your interest rate to our current offering. For the remainder of your term you will receive the higher rate!

Term APY APR
6 months 0.65% 0.65%
12 months 0.75% 0.75%
24 months 1.16% 1.15%
36 months 1.30% 1.29%
60 months 2.00% 1.99%
As of 06/19/2014

  • Rates subject to change without notice.
  • Minimum deposit $500.
  • Above date indicates when certificate rates were last changed.
  • Substantial penalties for early withdrawal.

Share Certificate Application
(Confirmation of Share Certificate)

Link to Calculators