VISA Platinum Cards

The Prestige of Platinum … for Every Life!

PLATINUM has its Rewards! With our NEW Platinum VISA cards, we’ve just doubled the rewards for you!
You’ll earn one point for every $2 in purchases—and they’ll be combined with the Rewards Points you earn
with your ActorCash VISA Debit Card! Visit Member Rewards to keep track of your points.

VISA PLATINUM PREMIUM
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  • Introductory Rate of 2.9%, 7.9% thereafter
  • Limits up to $25,000
  • For our well-qualified members
  • Minimum adjusted-gross-income of $75,000
  • Please note: If you are approved for a VISA Platinum Premium Card, your existing VISA Platinum Preferred Card will be cancelled within 20 days of the ordering of the new card. Any balance will be transferred over to your new VISA Platinum Premium Card.
  • Apply Online Now!
Interest Rates and Interest Charges for
VISA Platinum Premium
Annual Percentage Rate 2.9% introductory APR for first 6 months;
After that, your APR will be 7.9%
APR for Balance Transfer 2.9% introductory APR for six months
After that, your APR will be 7.9%
APR for Cash Advances 2.9% introductory APR for six months
After that, your APR will be 7.9%
Penalty APR and When It Applies None
Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on new purchases, provided you have paid your previous balance in full by the due date each month. We will begin charging interest on cash advances on the transaction date.
Minimum Interest Charge If you are charged interest, the charge will be no less than $.50
For Credit Card Tips from the Federal Reserve Board To Learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard.
Set-up and Maintenance Fees NOTICE: Some of these set-up and maintenance fees will be assessed before you begin using your card and will reduce the amount of credit you initially have available.
Annual Fee None
Additional Card Fee $10
Transaction Fees
Balance Transfer None
Cash Advance None
Foreign Transaction 1% of the U.S. dollar amount on transactions made in a foreign currency, as of the transaction date.
Penalty Fees
Late Up to $25
Returned Payment $25

VISA PLATINUM PREFERRED
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  • Introductory Rate of 2.9%, 8.9% thereafter
  • Limits up to $10,000
  • Current Gold Card holders will receive a Platinum Preferred Card upon expiration
  • Please note: If you are approved for a VISA Platinum Preferred Card, your existing VISA Platinum Card will be cancelled within 20 days of the ordering of the new card. Any balance will be transferred to your new VISA Platinum Preferred Card.
  • Apply Online Now!
Interest Rates and Interest Charges for
VISA Platinum Preferred
Annual Percentage Rate 2.9% introductory APR for first 6 months;
After that, your APR will be 8.9%
APR for Balance Transfer 2.9% introductory APR for six months
After that, your APR will be 8.9%
APR for Cash Advances 2.9% introductory APR for six months
After that, your APR will be 8.9%
Penalty APR and When It Applies None
Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on new purchases, provided you have paid your previous balance in full by the due date each month. We will begin charging interest on cash advances on the transaction date.
Minimum Interest Charge If you are charged interest, the charge will be no less than $.50
For Credit Card Tips from the Federal Reserve Board To Learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard.
Set-up and Maintenance Fees NOTICE: Some of these set-up and maintenance fees will be assessed before you begin using your card and will reduce the amount of credit you initially have available.
Annual Fee None
Additional Card Fee $10
Transaction Fees
Balance Transfer None
Cash Advance None
Foreign Transaction 1% of the U.S. dollar amount on transactions made in a foreign currency, as of the transaction date.
Penalty Fees
Late Up to $25
Returned Payment $25

VISA PLATINUM
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  • Rate of 11.9%
  • Limits up to $5,000
  • Current Classic Card holders will receive a Platinum Card upon expiration
  • Apply Online Now!
Interest Rates and Interest Charges for
VISA Platinum
Annual Percentage Rate APR will be 11.9%
APR for Balance Transfer APR will be 11.9%
APR for Cash Advances APR will be 11.9%
Penalty APR and When It Applies None
Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on new purchases, provided you have paid your previous balance in full by the due date each month. We will begin charging interest on cash advances on the transaction date.
Minimum Interest Charge If you are charged interest, the charge will be no less than $.50
For Credit Card Tips from the Federal Reserve Board To Learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard.
Set-up and Maintenance Fees NOTICE: Some of these set-up and maintenance fees will be assessed before you begin using your card and will reduce the amount of credit you initially have available.
Annual Fee None
Additional Card Fee $10
Transaction Fees
Balance Transfer None
Cash Advance None
Foreign Transaction 1% of the U.S. dollar amount on transactions made in a foreign currency, as of the transaction date.
Penalty Fees
Late Up to $25
Returned Payment $25

Additional Details

  • Interest Rate Not Increased Due to
    • late payments to us
    • late payments to other creditors (Universal Default)
    • based on the amount of your balance
    • based on where you shop
  • No Fees for Balance Transfers or Cash Advances
  • Great Card Benefits* (click for full details)
  • Auto Rental Collision Damage Waiver – Personal
  • Cardholder Inquiry Service
  • Emergency Cash Disbursement & Card Replacement Lost/Stolen Card Reporting
  • Zero Liability**

* Certain restrictions, limitation, and exclusions apply

**Covers U.S.-issued card only. VISA’s Zero Liability Policy does not apply to commercial credit card, or ATM transactions, or PIN transactions not processed by VISA