Secured VISA

Whether you’re looking to rebuild your credit or to establish credit history, look to ActorsFCU’s Secured VISA to help. Secured VISAYou get the benefit of earning interest on the funds held as collateral in a CD while building your credit.

Conditions

  • Credit limit will be 80% of funds held in a CD at ActorsFCU.

Access your credit card information or make a payment online with EZ Card. Or use our ActorCash TouchTone Teller. Call 212.869.8926 in NYC or 800.2.ACTORS.

Apply Online Now!

Interest Rates and Interest Charges for Secured VISA
Annual Percentage Rate (APR) for Purchases 14.9% APR
APR for Balance Transfers 14.9% APR
APR for Cash Advances 14.9% APR
Penalty APR and When It Applies None
Paying Interest Your due date is at least 25 days after the close of each billing cycle.  We will not charge you interest on new purchases, provided you have paid your previous balance in full by the due date each month.  We will begin charging interest on cash advances on the transaction date.
Minimum Interest Charge If you are charged interest, the charge will be no less than $.50
For Credit Card Tips from the Federal Reserve Board To Learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard.
Set-up and Maintenance Fees NOTICE: Some of these set-up and maintenance fees will be assessed before you begin using your card and will reduce the amount of credit you initially have available.
Annual Fee $25
Additional Card Fee $10
Transaction Fees
Balance Transfer None
Cash Advance None
Foreign Transaction 1% of the U.S. dollar amount on transactions made in a foreign currency, as of the transaction date.
Penalty Fees
Late Up to $25
Returned Payment $25