Balance Transfer Loans

Looking to pay off your high-rate credit cards from other institutions?  Our Balance Transfer Loan is just the thing. It’s NOT a credit card — it’s a loan with great rates! A LOW six-month introductory rate followed by a great low fixed rate.

Term Rate (APR)
2.9% intro rate first six months 8.9% thereafter
As of 2/11/2014


  • Maximum loan amount:  $15,000
  • Minimum loan amount:  $1,500
  • Term:  60 months
  • 5% of loan value required in Savings Account
  • All checks are cut directly to the creditors; copy of current statement required
  • Loans are not available for store-issued credit cards
  • Loans are available for major credit cards only, including MasterCard, VISA, Amex, or Discover
  • Rates and terms subject to change without notice
  • ActorsFCU Savings Account is required and must be opened before application can be processed
  • There is a 3o-day waiting period for new accounts to apply for a Balance Transfer Loan

Apply Online Now!