Rates

Loans
All loan and mortgage rates and terms subject to change without notice

Auto Loans

GREAT Rates as low as 1.29% APR for Qualified Members
Year Rates*
2014-2012
3-Year 1.29% APR
4-Year 1.39% APR
5-Year 1.49% APR
6-Year** 2.74% APR
7-Year** 2.74% APR
see Auto Loan page for details on lowest rates
** current model year only
2011-2010
3-Year 1.29% APR
4-Year 1.39% APR
2009-2006
3-Year 1.29% APR
As of 01/29/14

Adjustable Rate Mortgages (ARMs)

Rates as low as:

Term Starter Rate
1/1 ARM 2.00% APR
1/1 Jumbo ARM 2.50% APR
3/1 ARM 2.25% APR
3/1 Jumbo ARM 2.75% APR
5/1 ARM 2.50% APR
5/1 Jumbo ARM 3.00% APR
7/1 ARM 4.95% APR
7/1 Jumbo ARM 5.45% APR
As of 11/14/2013

Home Equity Line of Credit

Term Rate (APR)
Adjustable based on the Prime Rate
As of 2/11/2014

Musical Instrument

Balloon Rate (APR) Amortization
3-Year 7.25% 25-Year
N/A 7.25% 60 Months
As of 2/11/2014

Personal

 

Term Rate (APR)
1-Year 4.40%
2-Year 5.40%
3-Year 6.40%
4-Year 7.40%
5-Year 8.40%
As of 01/29/2014

Personal Computer

Term Rate (APR)
3-Year 6.40%
4-Year 7.40%
5-Year 8.40%
As of 1/29/2014

Vacation

Term Rate (APR)
3-Year 6.40%
4-Year 7.40%
5-Year 8.40%
As of 1/29/2014

Cash Draw

Term Rate (APR)
Open-Ended 14.9%
As of 2/11/2014

Income Tax

Term Rate (APR)
1-5 Years Prime Rate + 2.5% adjustable rate
As of 2/11/2014

Union Initiation Fee

[RATES:TAXREFUNDBRIDGE]

Balance Transfer

Term Rate (APR)
2.9% intro rate first six months 8.9% thereafter
As of 2/11/2014

Savings
Rates and terms subject to change
without notice

eMax$ Online

Award Level APY APR
One-Star 0.60% 0.60%
Two-Star 0.70% 0.70%
Three-Star 0.80% 0.80%
Four-Star 1.10% 1.10%
As of 12/12/2013

High-Yield Certificates

Term APY APR
6 months 0.65% 0.65%
12 months 0.75% 0.75%
24 months 1.16% 1.15%
36 months 1.30% 1.29%
60 months 2.00% 1.99%
As of 06/19/2014

IRAs

Term APY APR
Money Rate 0.50% 0.50%
6 Months 0.80% 0.80%
12 Months 0.90% 0.90%
24 Months 1.31% 1.30%
36 Months 1.45% 1.44%
60 Months 2.15% 2.13%
As of 06/19/2014

Savings Accounts

Amount APY APR
$100-$499.99 0.04% 0.04%
$500-$1,499.99 0.06% 0.06%
$1,500-$2,999.99 0.08% 0.08%
$3,000 and up 0.10% 0.10%
As of 06/30/2014

Business Savings

Amount APY APR
$100-$499.99 0.04% 0.04%
$500-$1,499.99 0.06% 0.06%
$1,500-$2,999.99 0.08% 0.08%
$3,000 and up 0.10% 0.10%
As of 06/30/2014

Holiday Club

Amount APY APR
$100-$499.99 0.04% 0.04%
$500-$1,499.99 0.06% 0.06%
$1,500-$2,999.99 0.08% 0.08%
$3,000 and up 0.10% 0.10%
As of 06/30/2014

Shared-Secured Loan

Term Rate (APR)
3-Year 3.90%
4-Year 4.90%
5-Year 5.90%
As of 1/29/2014

Certificate-Secured Loan

Term Rate (APR)
3-Year 2.9% above High-Yield Share Certificate rate
4-Year
5-Year
As of 1/29/2014

Credit Cards

VISA Platinum Premium

6-Month Intro Rate 2.9% APR
Rate Thereafter 7.9% APR
As of 02/07/2011

VISA Platinum Preferred

6-Month Intro Rate 2.9% APR
Rate Thereafter 8.9% APR
As of 02/07/2011

VISA Platinum

Rate 11.9% APR
As of 02/07/2011

VISA Secured

Rate 14.9% APR
Credit Limit 80% of frozen amount in CD, up to a maximum of $2,000
As of 1/8/2008

All VISA Platinum Cards Earn Rewards

1 point for $2.00 spent
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