Nationwide Access

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Nationwide Access

Take care of business…all across the country

  • 30,000 Free CO-OP Network ATMS 
  • Over 40 PayNet Deposit locations throughout NYC
  • Over 5,000 Shared CO-OP Shared Branches across the U.S.
CO-OP ATMsPayNet Deposit NetworkShared Branches

CO-OP Network ATMS

New York City

  • Nearly 300 ActorsFCU-owned ATMs in McDonald’s restaurants throughout the 5 boroughs — clean, safe, friendly locations to serve you!
  • More than 120 ATMs in 7-Eleven Stores throughout NYC’s 5 boroughs
  • More than 1,100 ATMs in other business locations throughout NYC


Nationwide and Canada

  • 30,000 CO-OP Network ATMs in the U.S. and Canada — 100% fee-free to you, and 6,800 take check deposits!
  • Thousands of those ATMs are in select 7-Eleven Stores (8,000 nationwide), Kangaroo Express, Publix Supermarkets, Costco, Walgreens, Rite-Aids, Dunkin Donuts, and other retail locations

Call 888.SITE.CO-OP (888.748.3266) for an automated locator of a CO-OP ATM location
Call 888.837.6500 for live assistance
Download CO-OP’s iPhone ATM locator app — it’s FREE



  • 800,000 ATMs worldwide through CO-OP Network’s links to NYCE, STAR, Cirrus, Pulse, and Plus




PayNet Deposit Network

Make deposits at more than 40 participating check casher locations in the New York Metro area, as early as 8:00 AM to as late as midnight, including Saturdays and Sundays. All you need is your debit card and a government-issued photo ID.

  • Safe and secure access
  • Face-to-face service
  • Receipt on the spot

How to Deposit

Tell the teller you want to make a deposit (maximum amount of $6,000) into your ActorsFCU account.  Then “swipe” your card through the “swipe pad” or insert it if it's a chip card. Choose “deposit” from the menu and follow the prompts.

Learn About eZHold > 


Check Cashing Options:


Option 1: Cash Deposit (fee free)

Provides you with immediate funds availability.


Option 2: Check Deposit (fee free)

Deposit any check, including personal checks, just as you would at ActorsFCU’s offices. Standard check holds will apply to checks deposited in this manner.

Our eZ Hold system will give you the maximum availability of your funds. If you deposit your check using this option, you must deposit it in its entirety.


Option 3: Check Cashed then Deposited (fee varies)

If you don’t have money in other ActorsFCU accounts for eZ Hold to apply, you can still have immediate availability of funds by cashing your check. Acceptable checks include all corporate and/or payroll checks (up to $6,000) and city, state, and federal checks.

All checks must be cashed within 10 days of their date of issuance. You may also receive cash back. A discounted fee of 0.50% will be charged for cashing a check up to $999.99 and 1% for cashing a check of $1,000 up to a maximum of $6,000.

In order to receive this deeply discounted rate, members must deposit a minimum of 20% of the total amount of their check into an ActorsFCU account.

Please note: Photo ID is required for all transactions. Check cashers reserve the right to refuse to cash or deposit any check.  Checks refused for cashing by the check cashers may still be accepted for deposit by using Option 2.

Shared Branches

More than 5,000 locations nationwide — waiting to serve you!

You can make teller-assisted transactions, including deposits, withdrawals and loan payments at more than 5,000 participating Credit Union Shared Branches across the country (including NYC) just like you would at our own offices. And there’s no fee for this service!

Also, 2,200 of the 5,500 ATMs in 7-Elevens nationwide belong to the CU Shared Branch network, so you can make deposits as well as get cash at those machines—again, with no fees!

Learn About eZHold > 

Locate a CU Shared Branch Near You

  • Or call 888.SITE.CO-OP (888.748.3266) for an automated locator of a CO-OP Shared Branch location
  • Call 888.837.6500 for live assistance 
  • Text a street address or zip code or "City State" to 692667 (mycoop)

CO-OP’s iPhone CU Shared Branch Locator App

Note: Holds placed on checks deposited at a CU Shared Branch are never released prematurely
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