Rates

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Savings | Credit Cards | Loans

Savings

Savings Account

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Amount APY APR
$100-$499.99 0.05% 0.05%
$500-$1,499.99 0.05% 0.05%
$1,500-$2,999.99 0.05% 0.05%
$3,000 and up 0.05% 0.05%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 08/23/2019

eMax$ Online

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Award Level APY APR
One-Star 0.05% 0.05%
Two-Star 0.10% 0.10%
Three-Star 0.30% 0.30%
Four-Star 0.35% 0.35%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 08/23/2019

Holiday Club

Apply for Membership
Amount APY APR
$100-$499.99 0.00% 0.00%
$500-$1,499.99 0.00% 0.00%
$1,500-$2,999.99 0.00% 0.00%
$3,000 and up 0.00% 0.00%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 08/23/2019

Certificate Account

Apply for Membership
Term APY APR
6 months 0.75% 0.75%
9 months 2.50% 2.47%
12 months 1.25% 1.25%
24 months 1.90% 1.89%
36 months 2.05% 2.04%
60 months 2.25% 2.23%

APY = Annual Percentage Yield; APR = Annual Percentage Rate

Rates and terms subject to change without notice. As of 08/23/2019

IRAs

Term APY APR
Money Rate 0.15% 0.15%
6 months 0.75% 0.75%
12 months 1.25% 1.25%
24 months 1.90% 1.89%
36 months 2.05% 2.04%
60 months 2.25% 2.23%

APY = Annual Percentage Yield; APR = Annual Percentage Rate

Rates and terms subject to change without notice. As of 08/23/2019

Credit Cards

VISA® Platinum Premium

Apply for Credit Card
Term Rate (APR)
6-Month Intro Rate 2.9%
Rate Thereafter 7.9%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 08/23/2019

VISA® Platinum Preferred

Apply for Credit Card
Term Rate (APR)
6-Month Intro Rate 2.9%
Rate Thereafter 8.9%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 08/23/2019

VISA® Platinum

Apply for Credit Card
Term Rate (APR)
  11.9%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 08/23/2019

Secured VISA®

Apply for Credit Card
Term Rate (APR)
  14.9%
Credit Limit 80% of frozen amount in CD, up to a maximum of $2,000

APR = Annual Percentage Rate

Rates and terms subject to change without notice. As of 08/23/2019

Loans

Home Loans

Adjustable Rate Mortgages (ARMs)

Term Starter Rate
1/1 ARM 2.99%
1/1 Jumbo ARM 3.49%
3/1 ARM 3.24%
3/1 Jumbo ARM 3.74%
5/1 ARM 3.49%
5/1 Jumbo ARM 3.99%
7/1 ARM 3.99%
7/1 Jumbo ARM 4.49%

 

 

Home Equity Line of Credit (HELOC)

Term Rate
20 Year Prime Rate for Life

 

Rates and terms subject to change without notice. As of 08/23/2019

Auto Loans

APPLY NOW

For qualified members based on a member's creditworthiness,
rates as low as:

Model Year Rate (APR)
  2019-2017  
  3-Year 2.64% APR*
  4-Year 2.84% APR*
  5-Year 3.04% APR*
  6-Year** 3.24% APR*
  7-Year** 3.74% APR*
  2016-2015  
  3-Year 2.64% APR*
  4-Year 2.84% APR*
  2014-2011  
  3-Year 2.64% APR*
 

APR = Annual Percentage Rate; APY = Annual Percentage Yield

* For qualified members based on a member's creditworthiness
** Brand new vehicles and current model year only.
Rates and terms subject to change without notice. As of 08/23/2019

Consumer Loans

Fast Ca$h

Term Rate (Fixed)
6 months 15%
   

Personal Loan

For qualified members based on a member's creditworthiness,
rates as low as:

Term Rate (APR)
1-Year 7.90%
2-Year 7.90%
3-Year 7.90%
4-Year 7.90%
5-Year 7.90%

Balance Transfer Loan

For qualified members based on a member's creditworthiness,
rates as low as:

Term Rate (APR)
up to 5-Year

 8.90%

Body Image Loan

For qualified members based on a member's creditworthiness,
rates as low as:

Term Rate (APR)
3-Year 8.90%
4-Year 8.90%
5-Year 8.90%

Cash Draw

Term Rate (APR)
Open-Ended 14.9%

Income Tax Loan

For qualified members based on a member's creditworthiness,
rates as low as:

Term Rate (APR)
1–5 Year     7.90

Share-Secured Loan

For qualified members based on a member's creditworthiness,
rates as low as:

Term Rate (APR)
3-Year 5.90%
4-Year 5.90%
5-Year 5.90%

Certificate-Secured Loan

Term Rate (APR)
3-Year  
4-Year 3.9% above High-Yield Certificate rate
5-Year  

Vacation Loan

For qualified members based on a member's creditworthiness,
rates as low as:

Term Rate (APR)
3-Year 7.90%
4-Year 7.90%
5-Year 7.90%

APR = Annual Percentage Rate

Rates and terms subject to change without notice. As of 08/23/2019

Musical Instruments Loans

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Tier One - Loans $10,000 up to $49,999

Maximum Term Current Rate (APR*)
60 months as low as 4.50%

Tier Two - Loans $50,000 up to $250,000

Maximum Term Current Rate (APR*)
180 months as low as 6.50%
*APR = Annual Percentage Rate.  Tier one loan rates are dependent on creditworthiness and underwriting guidelines.  Tier two loan rates are determined by the Wall Street Journal Prime Rate, the borrower's creditworthiness, and credit union's underwriting guidelines.  Loans over $100,000 require a 60-month balloon term.  Ask for complete details.
Rates and terms subject to change without notice. As of 08/23/2019

Union Initiation Fee Loans

APPLY NOW

 

Term

 

Rate (APR)
1-Year 6.90%
2-Year 6.90%
3-Year 6.90%

APR = Annual Percentage Rate.

Rates and terms subject to change without notice. As of 08/23/2019

Holiday Loans

Holiday Loan

For qualified members based on a member's creditworthiness.
Rates as low as:

Term Rate (APR)
1-Year 6.90%

APR = Annual Percentage Rate		  
Rates and terms subject to change without notice. As of 08/23/2019