Rates

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Savings

Savings Account

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Amount APY APR
$100-$499.99 0.02% 0.02%
$500-$1,499.99 0.02% 0.02%
$1,500-$2,999.99 0.02% 0.02%
$3,000 and up 0.02% 0.02%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 04/06/2020

eMax$ Online

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Award Level APY APR
One-Star 0.05% 0.05%
Two-Star 0.10% 0.10%
Three-Star 0.30% 0.30%
Four-Star 0.35% 0.35%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 04/06/2020

Holiday Club

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Amount APY APR
$100-$499.99 0.00% 0.00%
$500-$1,499.99 0.00% 0.00%
$1,500-$2,999.99 0.00% 0.00%
$3,000 and up 0.00% 0.00%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 04/06/2020

Certificate Account

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Term APY APR
6 months 0.50% 0.50%
12 months 1.00% 1.00%
24 months 1.65% 1.64%
36 months 1.80% 1.79%
60 months 2.00% 1.99%

APY = Annual Percentage Yield; APR = Annual Percentage Rate

Rates and terms subject to change without notice. As of 04/06/2020

IRAs

Term APY APR
Money Rate 0.15% 0.15%
6 months 0.50% 0.50%
12 months 1.00% 1.00%
24 months 1.65% 1.64%
36 months 1.80% 1.79%
60 months 2.00% 1.99%

APY = Annual Percentage Yield; APR = Annual Percentage Rate

Rates and terms subject to change without notice. As of 04/06/2020

Credit Cards

VISA® Platinum Premium

Apply for Credit Card
Term Rate (APR)
6-Month Intro Rate 2.9%
Rate Thereafter 7.9%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 04/06/2020

VISA® Platinum Preferred

Apply for Credit Card
Term Rate (APR)
6-Month Intro Rate 2.9%
Rate Thereafter 8.9%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 04/06/2020

VISA® Platinum

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Term Rate (APR)
  11.9%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 04/06/2020

Secured VISA®

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Term Rate (APR)
  14.9%
Credit Limit 125% of frozen amount in CD, up to a maximum of $2,000

APR = Annual Percentage Rate

Rates and terms subject to change without notice. As of 04/06/2020

Loans

Home Loans

Adjustable Rate Mortgages (ARMs)

Term Base Rate APR*
1/1 ARM 2.50% 4.097%
3/1 ARM 2.75% 3.917%
5/1 ARM 2.99% 3.826%
7/1 ARM 3.25% 3.819%

*APR is calculated assuming a $300,000 loan amount for a purchase price of $375,000 on a single family dwelling, 30-year term, 2/6 caps >740 credit score, 80% LTV/CLTV, 1% origination fee, $923.00 in other ActorsFCU fees.

These assumptions are subject to change without notice.  Rate, points, and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value, and the borrower's credit score.  The final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.

Apply now for an adustable rate mortgage

 

Home Equity Line of Credit (HELOC)

Term Rate (APR)
20 Year Prime Rate for Life

 

Apply now for a home equity line of credit

Rates and terms subject to change without notice. As of 04/06/2020

Auto Loans

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For qualified members based on a member's creditworthiness,
rates as low as:

Model Year Rate (APR)
  2019-2011  
  3-Year 2.64% APR*
  4-Year 2.84% APR*
  5-Year 3.04% APR*
  6-Year** 3.24% APR*
  7-Year** 3.74% APR*

APR = Annual Percentage Rate; APY = Annual Percentage Yield

* For qualified members based on a member's creditworthiness
** Brand new vehicles and current model year only.
Rates and terms subject to change without notice. As of 04/06/2020

Consumer Loans

Fast Ca$h

Term Rate (Fixed)
6 months 15%
   

Personal Loan

For qualified members based on a member's creditworthiness,
rates as low as:

Term Rate (APR)
1-Year 7.90%
2-Year 7.90%
3-Year 7.90%
4-Year 7.90%
5-Year 7.90%

Balance Transfer Loan

For qualified members based on a member's creditworthiness,
rates as low as:

Term Rate (APR)
up to 5-Year

 8.90%

Body Image Loan

For qualified members based on a member's creditworthiness,
rates as low as:

Term Rate (APR)
3-Year 8.90%
4-Year 8.90%
5-Year 8.90%

Cash Draw

Term Rate (APR)
Open-Ended 14.9%

Income Tax Loan

For qualified members based on a member's creditworthiness,
rates as low as:

Term Rate (APR)
1–5 Year     7.90

Share-Secured Loan

For qualified members based on a member's creditworthiness,
rates as low as:

Term Rate (APR)
3-Year 5.90%
4-Year 5.90%
5-Year 5.90%

Certificate-Secured Loan

Term Rate (APR)
3-Year  
4-Year 3.9% above High-Yield Certificate rate
5-Year  

Vacation Loan

For qualified members based on a member's creditworthiness,
rates as low as:

Term Rate (APR)
3-Year 7.90%
4-Year 7.90%
5-Year 7.90%

APR = Annual Percentage Rate

Rates and terms subject to change without notice. As of 04/06/2020

Musical Instruments Loans

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Tier One - Loans $10,000 up to $49,999

Maximum Term Current Rate (APR*)
60 months as low as 4.50%

Tier Two - Loans $50,000 up to $250,000

Maximum Term Current Rate (APR*)
180 months as low as 6.00%
*APR = Annual Percentage Rate.  Tier one loan rates are dependent on creditworthiness and underwriting guidelines.  Tier two loan rates are determined by the Wall Street Journal Prime Rate, the borrower's creditworthiness, and credit union's underwriting guidelines.  Loans over $100,000 require a 60-month balloon term.  Ask for complete details.
Rates and terms subject to change without notice. As of 04/06/2020

Union Initiation Fee Loans

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Term

 

Rate (APR)

1-Year 6.90%
2-Year 6.90%
3-Year 6.90%

APR = Annual Percentage Rate.

Rates and terms subject to change without notice. As of 04/06/2020

Balance Transfer Loan

APPLY NOW

Balance Transfer Loans from $1,500 up to $30,000

Maximum Term Current Rate (APR*)
60 months as low as 8.90%
*APR = Annual Percentage Rate.  Tier one loan rates are dependent on creditworthiness and underwriting guidelines.  Tier two loan rates are determined by the Wall Street Journal Prime Rate, the borrower's creditworthiness, and credit union's underwriting guidelines.  Loans over $100,000 require a 60-month balloon term.  Ask for complete details.
Rates and terms subject to change without notice. As of 04/06/2020