APR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 09/28/2021Rates
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eMax$ Online
| Award Level | APY | APR |
|---|---|---|
| One-Star | 0.02% | 0.02% |
| Two-Star | 0.05% | 0.05% |
| Three-Star | 0.10% | 0.10% |
| Four-Star | 0.15% | 0.15% |
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 09/28/2021Holiday Club
Apply for MembershipAPR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 09/28/2021Certificate Account
Apply for MembershipAPY = Annual Percentage Yield; APR = Annual Percentage Rate
Rates and terms subject to change without notice. As of 09/28/2021IRAs
APY = Annual Percentage Yield; APR = Annual Percentage Rate
Rates and terms subject to change without notice. As of 09/28/2021Credit Cards
VISA® Platinum Premium
Apply for Credit Card| Term | Rate (APR) |
|---|---|
| 6-Month Intro Rate | 2.9% |
| Rate Thereafter | 7.9% |
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 09/28/2021VISA® Platinum Preferred
Apply for Credit Card| Term | Rate (APR) |
|---|---|
| 6-Month Intro Rate | 2.9% |
| Rate Thereafter | 8.9% |
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 09/28/2021VISA® Platinum
Apply for Credit Card| Term | Rate (APR) |
|---|---|
| 11.9% |
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 09/28/2021Secured VISA®
Apply for Credit Card| Term | Rate (APR) |
|---|---|
| 14.9% | |
| Credit Limit | 125% of frozen amount in CD, up to a maximum of $2,000 |
APR = Annual Percentage Rate
Rates and terms subject to change without notice. As of 09/28/2021Loans
Home Loans
Adjustable Rate Mortgages (ARMs)
| Term | Base Rate | APR* |
|---|---|---|
| 1/1 ARM | 2.375% | 2.481% |
| 3/1 ARM | 2.500% | 2.606% |
| 5/1 ARM | 2.750% | 2.858% |
| 7/1 ARM | 2.875% | 2.984% |
| 10/1 ARM | 3.000% | 3.109% |
*APR is calculated assuming a $300,000 loan amount for a purchase price of $375,000 on a single family dwelling, 30-year term, 2/6 caps >740 credit score, 80% LTV/CLTV, 1% origination fee, $923.00 in other ActorsFCU fees.
These assumptions are subject to change without notice. Rate, points, and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value, and the borrower's credit score. The final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.
Fixed Rate Mortgages
| Term | Base Rate | APR* |
|---|---|---|
| 10 Year | 2.500% | 2.790% |
| 15 Year | 2.750% | 2.949% |
| 20 Year | 2.875% | 3.029% |
| 30 Year | 3.000% | 3.109% |
*APR is calculated assuming a $300,000 loan amount for a purchase price of $375,000 on a single family dwelling, >740 credit score, 80% LTV/CLTV, 1% origination fee, $923.00 in other ActorsFCU fees.
These assumptions are subject to change without notice. Rate, points, and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value, and the borrower's credit score. The final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.
Home Equity Line of Credit (HELOC)
| Type | Term | Base Rate (APR) |
|---|---|---|
| Standard | 20 Year (5/15 Draw/Repayment) | Prime Rate for Life |
| Interest Only | 20 Year (10/10 Draw/Repayment) | Prime Rate for Life |
Home Equity Loan (Fixed Rate)
| Term | Score |
Score |
|---|---|---|
| 680 - 740 | >740 | |
| 10 Year | 3.50% | 3.25% |
| 15 Year | 3.75% | 3.50% |
| 20 Year | 3.99% | 3.75% |
Auto Loans
APPLY NOWAuto Loan Rates
*For qualified members based on a member's creditworthiness, rates as low as:
| Loan Term | Rate (APR) |
|---|---|
| New & Used | |
| 2-Year | 1.99% APR* |
| 3-Year | 2.49% APR* |
| 4-Year | 2.74% APR* |
| 5-Year | 2.99% APR* |
| 6-Year | 3.24% APR* |
| 7-Year | 3.49% APR* |
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Motorcycle, RV, & Boat Loan Rates
*For qualified members based on a member's creditworthiness, rates as low as:
| Loan Term | Rate (APR) |
|---|---|
| New & Used | |
| 3-Year | 2.64% APR* |
| 4-Year | 2.84% APR* |
| 5-Year | 3.04% APR* |
| 6-Year | 3.24% APR* |
| 7-Year | 3.74% APR* |
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 09/28/2021Consumer Loans
Personal Loan
*For qualified members based on a member's creditworthiness, rates as low as:
| Term | Rate (APR) |
|---|---|
| 1-Year | 6.99% |
| 2-Year | 7.24% |
| 3-Year | 7.49% |
| 4-Year | 7.74% |
| 5-Year | 7.99% |
Balance Transfer Loan
*For qualified members based on a member's creditworthiness, rates as low as:
| Term | Rate (APR) |
|---|---|
| 1-Year | 6.99% |
| 2-Year | 7.24% |
| 3-Year | 7.49% |
| 4-Year | 7.74% |
| 5-Year | 7.99% |
Cash Draw
| Term | Rate (APR) |
|---|---|
| Open-Ended | 8.99% |
Share-Secured Loan
*For qualified members based on a member's creditworthiness, rates as low as:
| Term | Rate (APR) |
|---|---|
| 3-Year | 3.90% |
| 4-Year | 3.90% |
| 5-Year | 3.90% |
Certificate-Secured Loan
| Term | Rate (APR) |
|---|---|
| 3-Year | |
| 4-Year | 3.9% above High-Yield Certificate rate |
| 5-Year |
Vacation Loan
*For qualified members based on a member's creditworthiness, rates as low as:
| Term | Rate (APR) |
|---|---|
| 1-Year | 7.90% |
APR = Annual Percentage Rate
Rates and terms subject to change without notice. As of 09/28/2021Musical Instruments Loans
APPLY NOWTier One - Loans $10,000 up to $49,999
| Maximum Term | Current Rate (APR*) |
|---|---|
| 60 months | as low as 4.50% |
Tier Two - Loans $50,000 up to $250,000
| Maximum Term | Current Rate (APR*) |
|---|---|
| 180 months | as low as 6.00% |
*APR = Annual Percentage Rate. Tier one loan rates are dependent on creditworthiness and underwriting guidelines. Tier two loan rates are determined by the Wall Street Journal Prime Rate, the borrower's creditworthiness, and credit union's underwriting guidelines. Loans over $100,000 require a 60-month balloon term. Ask for complete details.
Rates and terms subject to change without notice. As of 09/28/2021
Union Initiation Fee Loans
APPLY NOW|
Term |
Rate (APR) |
|---|---|
| 2-Year | 6.90% |
| 3-Year | 6.90% |
APR = Annual Percentage Rate.
Rates and terms subject to change without notice. As of 09/28/2021Student Loans
Private Student Loans
*For qualified members based on a member's creditworthiness, rates as low as:
| Type | Rate (APR) |
|---|---|
| Variable Rate** | 1.49% |
| Fixed Rate** | 3.99% |
(with autopay ‡View Conditions for Autopay Discount)
Rates and terms subject to change without notice. As of 09/28/2021Refinance Student Loans
Refinance Student Loans
*For qualified members based on a member's creditworthiness, rates as low as:
| Type | Rate (APR) |
|---|---|
| Variable Rate** | 1.90% |
| Fixed Rate** | 2.95% |
(with autopay ‡View Conditions for Autopay Discount)
Rates and terms subject to change without notice. As of 09/28/2021