Actors FCU

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Savings | Credit Cards | Loans

Savings

Savings Account

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Amount APY APR
$100-$499.99 0.04% 0.04%
$500-$1,499.99 0.06% 0.06%
$1,500-$2,999.99 0.08% 0.08%
$3,000 and up 0.10% 0.10%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 09/26/2016

eMax$ Online

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Award Level APY APR
One-Star 0.25% 0.25%
Two-Star 0.35% 0.35%
Three-Star 0.45% 0.45%
Four-Star 0.65% 0.65%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 09/26/2016

Holiday Club

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Amount APY APR
$100-$499.99 0.04% 0.04%
$500-$1,499.99 0.06% 0.06%
$1,500-$2,999.99 0.08% 0.08%
$3,000 and up 0.10% 0.10%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 09/26/2016

Certificate Account

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Term APY APR
6 months 0.45% 0.45%
12 months 0.85% 0.85%
24 months 1.15% 1.14%
36 months 1.40% 1.39%
60 months 1.80% 1.79%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 09/26/2016

IRAs

Term APY APR
Money Rate 0.35% 0.35%
6 months 0.60% 0.60%
12 months 1.00% 1.00%
24 months 1.30% 1.29%
36 months 1.55% 1.54%
60 months 1.95% 1.93%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 09/26/2016

Credit Cards

VISA® Platinum Premium

Apply for Credit Card
Term Rate (APR)
6-Month Intro Rate 2.9%
Rate Thereafter 7.9%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 09/26/2016

VISA® Platinum Preferred

Apply for Credit Card
Term Rate (APR)
6-Month Intro Rate 2.9%
Rate Thereafter 8.9%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 09/26/2016

VISA® Platinum

Apply for Credit Card
Term Rate (APR)
  11.9%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 09/26/2016

Secured VISA®

Apply for Credit Card
Term Rate (APR)
  14.9%
Credit Limit 80% of frozen amount in CD, up to a maximum of $2,000

APR = Annual Percentage Rate

Rates and terms subject to change without notice. As of 09/26/2016

Loans

Home Loans

Adjustable Rate Mortgages (ARMs)

Term Starter Rate
1/1 ARM 2.49%
1/1 Jumbo ARM 2.99%
3/1 ARM 2.74%
3/1 Jumbo ARM 3.24%
5/1 ARM 2.99%
5/1 Jumbo ARM 3.49%
7/1 ARM 4.94%
7/1 Jumbo ARM 5.44%

 

Home Equity Line of Credit (HELOC)

Term Rate
20 Year Prime Rate for Life
Rates and terms subject to change without notice. As of 09/26/2016

Auto Loans

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For qualified members, rates as low as:

Model Year Rate (APR)
  2017-2014  
  3-Year 1.39% APR
  4-Year 1.49% APR
  5-Year 1.59% APR
  6-Year** 2.84% APR
  7-Year** 2.84% APR
  2013-2012  
  3-Year 1.39% APR
  4-Year 1.49% APR
  2011-2008  
  3-Year 1.39% APR
 

APR = Annual Percentage Rate; APY = Annual Percentage Yield

** Brand new vehicles and current model year only.
Rates and terms subject to change without notice. As of 09/26/2016

Consumer Loans

Personal Loan

Term Rate (APR)
1-Year 5.40%
2-Year 6.40%
3-Year 7.40%
4-Year 8.40%
5-Year 9.40%

Balance Transfer Loan

Term Rate (APR)
2.9% intro rate
first six months

8.90% thereafter

Body Image Loan

Term Rate (APR)
3-Year 9.00%
4-Year 10.00%
5-Year 11.00%

Cash Draw

Term Rate (APR)
Open-Ended 14.9%

Computer Loan

Term Rate (APR)
3-Year 7.40%
4-Year 8.40%
5-Year 9.40%

Income Tax Loan

Term Rate (APR)
1–5 Year Prime Rate + 3.5% adjustable rate

Share-Secured Loan

Term Rate (APR)
3-Year 4.90%
4-Year 5.90%
5-Year 6.90%

Certificate-Secured Loan

Term Rate (APR)
3-Year  
4-Year 3.9% above High-Yield Certificate rate
5-Year  

Vacation Loan

Term Rate (APR)
3-Year 7.40%
4-Year 8.40%
5-Year 9.40%

APR = Annual Percentage Rate

Rates and terms subject to change without notice. As of 09/26/2016

Musical Instruments Loans

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Loan Amount Max. Term Rate (APR)
10,001-25,000

7 years

4.50%

25,001-50,000

15-yr amortization
3-yr balloon

4.99%
50,001 - 100,000

20-yr amortization
3-yr balloon

4.99%

100,001-250,000

25-yr amortization
3-yr balloon

4.99%
 

APR = Annual Percentage Rate

Rates and terms subject to change without notice. As of 09/26/2016

Union Initiation Fee Loans

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Term Rate (APR)
1-Year 6.9%
2-Year 7.9%
3-Year 8.9%

APR = Annual Percentage Rate

Rates and terms subject to change without notice. As of 09/26/2016