APR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 12/16/2018Rates
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eMax$ Online
Apply for Membership| Award Level | APY | APR |
|---|---|---|
| One-Star | 0.01% | 0.01% |
| Two-Star | 0.02% | 0.02% |
| Three-Star | 0.04% | 0.04% |
| Four-Star | 0.05% | 0.05% |
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 12/16/2018Holiday Club
Apply for MembershipAPR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 12/16/2018Certificate Account
Apply for MembershipAPY = Annual Percentage Yield; APR = Annual Percentage Rate
Rates and terms subject to change without notice. As of 12/16/2018IRAs
APY = Annual Percentage Yield; APR = Annual Percentage Rate
Rates and terms subject to change without notice. As of 12/16/2018Credit Cards
VISA® Platinum Premium
Apply for Credit Card| Term | Rate (APR) |
|---|---|
| 6-Month Intro Rate | 2.9% |
| Rate Thereafter | 7.9% |
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 12/16/2018VISA® Platinum Preferred
Apply for Credit Card| Term | Rate (APR) |
|---|---|
| 6-Month Intro Rate | 2.9% |
| Rate Thereafter | 8.9% |
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 12/16/2018VISA® Platinum
Apply for Credit Card| Term | Rate (APR) |
|---|---|
| 11.9% |
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 12/16/2018Secured VISA®
Apply for Credit Card| Term | Rate (APR) |
|---|---|
| 14.9% | |
| Credit Limit | 80% of frozen amount in CD, up to a maximum of $2,000 |
APR = Annual Percentage Rate
Rates and terms subject to change without notice. As of 12/16/2018Loans
Home Loans
Adjustable Rate Mortgages (ARMs)
| Term | Starter Rate |
|---|---|
| 1/1 ARM | 2.99% |
| 1/1 Jumbo ARM | 3.49% |
| 3/1 ARM | 3.24% |
| 3/1 Jumbo ARM | 3.74% |
| 5/1 ARM | 3.49% |
| 5/1 Jumbo ARM | 3.99% |
| 7/1 ARM | 3.99% |
| 7/1 Jumbo ARM | 4.49% |
Home Equity Line of Credit (HELOC)
| Term | Rate |
|---|---|
| 20 Year | Prime Rate for Life |
Auto Loans
APPLY NOWFor qualified members based on a member's creditworthiness,
rates as low as:
| Model Year | Rate (APR) |
|---|---|
| 2018-2016 | |
| 3-Year | 2.64% APR* |
| 4-Year | 2.84% APR* |
| 5-Year | 3.04% APR* |
| 6-Year** | 3.24% APR* |
| 7-Year** | 3.74% APR* |
| 2015-2014 | |
| 3-Year | 2.64% APR* |
| 4-Year | 2.84% APR* |
| 2013-2010 | |
| 3-Year | 2.64% APR* |
APR = Annual Percentage Rate; APY = Annual Percentage Yield
* For qualified members based on a member's creditworthiness
** Brand new vehicles and current model year only.
Rates and terms subject to change without notice. As of 12/16/2018
** Brand new vehicles and current model year only.
Consumer Loans
Fast Ca$h
| Term | Rate (Fixed) |
|---|---|
| 6 months | 15% |
Personal Loan
For qualified members based on a member's creditworthiness,
rates as low as:
| Term | Rate (APR) |
|---|---|
| 1-Year | 7.90% |
| 2-Year | 7.90% |
| 3-Year | 7.90% |
| 4-Year | 7.90% |
| 5-Year | 7.90% |
Balance Transfer Loan
For qualified members based on a member's creditworthiness,
rates as low as:
| Term | Rate (APR) |
|---|---|
| up to 5-Year |
8.90% |
Body Image Loan
For qualified members based on a member's creditworthiness,
rates as low as:
| Term | Rate (APR) |
|---|---|
| 3-Year | 8.90% |
| 4-Year | 8.90% |
| 5-Year | 8.90% |
Cash Draw
| Term | Rate (APR) |
|---|---|
| Open-Ended | 14.9% |
Income Tax Loan
For qualified members based on a member's creditworthiness,
rates as low as:
| Term | Rate (APR) |
|---|---|
| 1–5 Year | 7.90 |
Share-Secured Loan
For qualified members based on a member's creditworthiness,
rates as low as:
| Term | Rate (APR) |
|---|---|
| 3-Year | 5.90% |
| 4-Year | 5.90% |
| 5-Year | 5.90% |
Certificate-Secured Loan
| Term | Rate (APR) |
|---|---|
| 3-Year | |
| 4-Year | 3.9% above High-Yield Certificate rate |
| 5-Year |
Vacation Loan
For qualified members based on a member's creditworthiness,
rates as low as:
| Term | Rate (APR) |
|---|---|
| 3-Year | 7.90% |
| 4-Year | 7.90% |
| 5-Year | 7.90% |
APR = Annual Percentage Rate
Rates and terms subject to change without notice. As of 12/16/2018Musical Instruments Loans
APPLY NOW| Loan Amount | Max. Term | Rate (APR) |
|---|---|---|
| 10,001-49,999 |
7 years |
4.50% |
|
|
||
APR = Annual Percentage Rate
Rates and terms subject to change without notice. As of 12/16/2018Union Initiation Fee Loans
APPLY NOW|
Term |
Rate (APR) |
|---|---|
| 1-Year | 6.90% |
| 2-Year | 6.90% |
| 3-Year | 6.90% |
APR = Annual Percentage Rate
Rates and terms subject to change without notice. As of 12/16/2018Holiday Loans
Holiday Loan
For qualified members based on a member's creditworthiness.
Rates as low as:
| Term | Rate (APR) |
|---|---|
| 1-Year | 6.90% |
APR = Annual Percentage Rate |