Which type of saver are you? If you enjoy getting a high rate of return and having flexible use of funds, then an eMax$ Online Account may be right for you. If you prefer to make a one-time, lump-sum deposit and watch your funds grow over time, then a Certificate Account may be the way to go. Let's compare:
Special Certificate Account
Keep your money safe and secure while it grows. Apply now to lock in one of our Certificate Account specials!
11-Month New Money Certificate**
- Earn 5.11% APY*
- $500 minimum balance required
- No monthly fee
- New funds only***
- Federally insured by NCUA up to $250,000
- Rates are subject to change without notice
*APY = Annual Percentage Yield. Rates are subject to change without notice. The above referenced dividend rate will be paid until first maturity. Because the Annual Percentage Yield (APY) is based on an assumption that dividends will remain in the account until maturity, a withdrawal will reduce earnings. A penalty will be assessed for early withdrawal. Earnings are determined by the amount of money deposited, the amount of time they are held, and the dividend rate/APY. **The special 11-month Certificate may be opened for any amount equal to or greater than $500. ***Funds secured in this certificate must be derived from funds previously on deposit with an outside financial institution in like-titled personal or small business accounts, and must have been transferred via check, electronic deposit/transfer, or cash deposit no more than 30 days prior to the establishment of this special certificate account. The special 11-month Rates are subject to change without notice.
eMax$ Online Account
Open your eMax$ Online account through eBranch today!
Details
- Earn up to 5.11% APY* when requirements are met
- No minimum balance required
- No monthly fee
- Conveniently transfer funds in and out of your Power Checking Account (transfers to an account other than Power Checking not permissible)
- Earn eMax$’s highest rate and get ePay$ for free
- Federally insured by NCUA up to $250,000
* APY = Annual Percentage Yield. Interest is posted monthly and calculated using the average daily balance computation method. Actors FCU may change the rate on a daily basis without notice. eMax$ Online Accounts that are closed before end of month forgo that month’s interest. Transfers to an account other than Power Checking are not permissible. Funds may not be used for overdraft protection. Member Service-assisted transactions incur a fee. Business Accounts are not eligible to open an eMax$ Online account. **Debit Card and ePay$ transactions must be posted to your account prior to the last business day of the month to be counted. Transactions can take several days to post after they’ve been performed. The time between transaction and posting is not controlled by Actors FCU.