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Auto Loans
Actors FCU Offers Both New and Used Auto Loans at the Same Low Rates!
To ensure you're getting the best deal, get a free loan pre-approval before you visit the dealership.
View Auto Loan Rates
Auto Loans Rates
Rates effective as of 10/20/2026
Auto Loans
| Loan Term for New & Used | Rate (APR*) |
|---|---|
| 2-Year | 3.74% |
| 3-Year | 4.24% |
| 4-Year | 4.49% |
| 5-Year | 4.74% |
| 6-Year | 4.99% |
| 7-Year | 5.24% |
*APR = Annual Percentage Rate. Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. Rates and terms subject to change without notice. For used cars, the age of the vehicle may limit maximum loan term.
Motorcycle, RV, & Boat Loan
| Loan Term for New & Used | Rate (APR*) |
|---|---|
| 3-Year | 5.24% |
| 4-Year | 5.49% |
| 5-Year | 5.74% |
| 6-Year | 5.99% |
| 7-Year | 6.24% |
*APR = Annual Percentage Rate. Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. Rates and terms subject to change without notice. For used cars, the age of the vehicle may limit maximum loan term.
Auto Loan Details
- Auto loans for new and used vehicles are available up to 7 years
- Save 0.25% off our basic rate when you opt for Autopay (automatic payments) from an Actors FCU account
- New Autos: Finance up to 100% of the purchase price including taxes, title, and registration
- Used Autos: Finance up to 100% of your vehicle's Blue Book retail value. Depending on the purchase price and your vehicle's value, you may be able to include taxes, title, and registration in the loan.
- Motorcycle and other specialty vehicle loans are also available
The Fine Print
- Rates are based on creditworthiness, underwriting guidelines, and the financing term selected
- Rates and terms subject to change without notice
- An Actors FCU savings account is required; You must provide membership eligibility before your loan application can be processed
- Up to 10% of the loan value may be required in an Actors FCU Savings Account
Auto Insurance
Save on your insurance needs with our member-exclusive program! Request a free quote online from our partner the TruStage Insurance Company.
TruStage Insurance Company
- Auto, Home, Renters Insurance: 888.380.9287
- Life Insurance: 855.612.7909
- AD&D Insurance: 855.612.7910
