Auto Loans

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Auto Loans

Auto Loan Rates That Are Hard To Beat!

Auto Loan Details

ActorsFCU offers both new and used auto loans at the same low rates!  To ensure you're getting the best deal, get a free loan pre-approval before you visit the dealership.

  • Auto loans for new and used vehicles are available up to 84-months
  • Save 0.25% off our basic rate when you opt for Autopay (automatic payments) from an Actors FCU account
  • New Autos: Finance up to 100% of the purchase price including taxes, title, and registration
  • Used Autos:  Finance up to 100% of your vehicle's Blue Book retail value. Depending on the purchase price and your vehicle's value, you may be able to include taxes, title, and registration in the loan.
  • Motorcycle loans are also available

The Fine Print

  • Rates are based on creditworthiness, underwriting guidelines, and the financing term selected
  • Rates and terms subject to change without notice
  • An ActorsFCU savings account is required; You must provide membership eligibility before your loan application can be processed
  • Up to 10% of the loan value may be required in an ActorsFCU Savings Account

Auto Insurance:

Save on your insurance needs with our member-exclusive program!  Request a free quote online from our partner the TruStage Insurance Company.

TruStage Insurance Company

  • Auto, Home, Renters Insurance: 888.380.9287
  • Life Insurance: 855.612.7909
  • AD&D Insurance: 855.612.7910

Auto Loan Rates

Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. Rates as low as:
Loan Term Rate (APR)
  New & Used  
  2-Year 4.74% APR*
  3-Year 4.99% APR*
  4-Year 5.24% APR*
  5-Year 5.49% APR*
  6-Year 5.74% APR*
  7-Year 5.99% APR*

*APR = Annual Percentage Rate; APY = Annual Percentage Yield

 

Motorcycle, RV, & Boat Loan Rates

Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. Rates as low as:

 

Loan Term Rate (APR)
  New & Used  
  3-Year 5.24% APR*
  4-Year 5.49% APR*
  5-Year 5.74% APR*
  6-Year 5.99% APR*
  7-Year 6.24% APR*

*APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 10/02/2023