Auto Loans

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Auto Loans

Auto loan rates that are hard to beat!

Plus, you may be eligible to make no payments and pay no interest for the first three months.

Auto Loan Details

  • Save 0.25% off our basic rate when you opt for Auto Debit (i.e. automatic payments)
  • New Autos: Finance up to 100% of the purchase price including taxes, title, and registration
  • Used Autos:  Finance up to 100% of your vehicle's Blue Book retail value. Depending on the purchase price and your vehicle's value, you may be able to include taxes, title, and registration in the loan.
  • Motorcycle loans are also available - call 212.869.8926, Option 4 for current rates and complete details.

The Fine Print

  • ActorsFCU will not finance vehicles older than 2011
  • Rates are based on creditworthiness, underwriting guidelines, and the financing term selected
  • Rates and terms subject to change without notice
  • An ActorsFCU savings account is required; You must provide membership eligibility before your loan application can be processed
  • Up to 10% of the loan value may be required in an ActorsFCU Savings Account


Auto Insurance:

Save on your insurance needs with our member-exclusive program!  Request a free quote online from our partner the TruStage Insurance Company.

TruStage Insurance Company

  • Auto, Home, Renters Insurance: 888.380.9287
  • Life Insurance: 855.612.7909
  • AD&D Insurance: 855.612.7910


Car Buying Services:

AskAuto App

Shop with confidence for your next vehicle

  • Scan VINs to get average retail cost and EPA mileage estimates on vehicles you like
  • Compare, rank, and save notes on vehicles you might want to buy
  • Learn which loans might work best for you
  • Apply for a loan with ActorsFCU anytime, anywhere, using your smartphone


Enterprise’s Exclusive Perfect Used Car Package

We’ve teamed up with Enterprise to bring our members a great way to buy a vehicle.

  • haggle-free buying
  • 12-month/12,000 limited Powertrain warranty
  • 12-month roadside assistance provided through AAA
  • vehicle certification
  • free Carfax reports
  • 7-day repurchase agreement (some restrictions may apply—ask for details)

Call Enterprise at 866.CARSALES (866.227.7253). Don’t forget to get pre-approved. Contact our Lending Services Department at 212.869.8926, Option 4, or email

New Cars, Inc.

California members: New Cars, Inc. will do all of the legwork for you to find the new or used vehicle of your choosing at the best pricing possible. Contact Lending Services at 212.869.8926, Option 4, for details.

For qualified members based on a member's creditworthiness,
rates as low as:

Model Year Rate (APR)
  3-Year 2.64% APR*
  4-Year 2.84% APR*
  5-Year 3.04% APR*
  6-Year** 3.24% APR*
  7-Year** 3.74% APR*
  3-Year 2.64% APR*
  4-Year 2.84% APR*
  3-Year 2.64% APR*

APR = Annual Percentage Rate; APY = Annual Percentage Yield

* For qualified members based on a member's creditworthiness
** Brand new vehicles and current model year only.
Rates and terms subject to change without notice. As of 06/20/2019